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Your access to and use of Personal Finance Insider is subject exclusively to these Terms and Conditions.  This Site may not be used for anything unlawful or that is prohibited by any of these Terms and Conditions.

Personal Finance Insider and its owner and affiliates make the information on this web site available as a service to its visitors, to be used for informational purposes only.

While we have tried to provide timely and accurate information, the site may include inadvertent technical or factual inaccuracies.  Personal Finance Insider and its owner are not responsible for the accuracy or reliability of any site content nor for any consequences or damages incurred, financial or otherwise, of acting upon or not acting upon, anything mentioned on the Site.  Site content is not comprehensive and should not be considered up to date or complete or appropriate in all circumstances.

Personal Finance Insider and its owner do not warrant the accuracy or completeness of the information provided, either expressly or impliedly, and expressly disclaims any warranties or merchantability or fitness for a particular purpose.

The site and any goods, services, content, information and materials made available through or in connection with the site are provided to you “as is” without any express or implied representations or warranties of any kind.

Personal Finance Insider disclaims all statutory or implied representations, warranties, terms and conditions with respect to the site and all goods, content, information, services, and materials (including without limitation, third party goods, content, services, information, and materials) made available through the site, including any representations or warranties of satisfactory quality, merchantability, fitness for a particular purpose, noninfringement and title.

It is your responsibility to evaluate the completeness, accuracy, and usefulness of any site content available through the site.

Neither Personal Finance Insider nor its affiliates or owner, nor any third party vendor, will be liable or have any responsibility for any loss or damage that you incur in the event of any failure or interruptions of this site, or resulting from the act or omission of any other party involved in making this site or the data contained in it available, or from any other cause relating to your access to, inability to access, or use of the site or these materials.

Decisions based on information contained on this site are the sole responsibility of the user, and in exchange for using this site, you agree to hold Personal Finance Insider and its owner and affiliates harmless against any claims for damages arising from any decision you make based on such information.

Personal Finance Insider reserves the right to withdraw or prohibit access to the site, and to revise the software, materials, information and the services and products described in this site, at any time without notifying users.

Your use of the site and reliance on any site content is solely at your own risk.

The relationship between you and Personal Finance Insider and its owner is not a professional or similar relationship and is not intended as a substitute for professional advice.  Nothing on the site should be interpreted as professional, tax, legal, investment, financial planning, or financial advice.  Always seek the advice of a qualified professional for your specific situation with respect to any questions that you may have or decisions that you must make, and never disregard professional advice or delay in seeking it because of something that you have read on the site. Any tax information contained on the site was not intended or written to be used, and cannot be used, by anyone for the purpose of avoiding penalties that may be imposed under the Internal Revenue Code or applicable state or local tax law provisions.

Personal Finance Insider neither recommends nor endorses any specific products, securities, opinions, or other site content that may be made available through or mentioned on the site.  Additionally, Personal Finance Insider does not endorse specific professional advisors.  Please do the appropriate research before making any purchases or relying on the services of any company or professional.

References to products, offers, & rates from third party sites often change & numbers stated on the site may differ from actual numbers.  Per FTC guidelines, this website and its owner may be compensated by companies mentioned through advertising, affiliate programs, or otherwise.  The site and its owner frequently mention products and services that may be beneficial to readers and may receive compensation from some or all of these products and services.  All readers are advised to do the appropriate research before participating in any third party offer.

There are risks in using any product, software, or information accessed on the Internet, and we encourage you to make sure you understand these risks. Personal Finance Insider is not liable for any harm caused by the transmission, through access of this site, of a computer virus, or other computer code or programming device that might be used to damage, access, disrupt, delete, disable, or otherwise impede the operation of the site or of any user’s data, software, property, or hardware.

Links to other Internet websites are included as a convenience for site visitors. Personal Finance Insider assumes no liability for the content of any linked sites, including, without limitation, the quality, subject matter, accuracy, or timeliness of the content. The fact that such links have been provided does not constitute a sponsorship, authorization, endorsement, by or affiliation with Personal Finance Insider with respect to any linked site or its sponsor.

All text and graphic / images contained in this web site are subject to copyright and / or trademark protection. No information contained on this site may be reproduced, distributed, transmitted, published, displayed, or otherwise used for commercial purposes without the prior written consent of Personal Finance Insider.

Personal Finance Insider and its owner will not be liable for any indirect, consequential, incidental, punitive, special, or exemplary damages of any kind in connection with the website, under any contract, strict liability, negligence, or other theory, including without limitation, damages for loss of profits, loss of use, loss or interruption of business, loss of data, loss of security of information you have provided in connection with your use of the site, or unauthorized interception of any such information by third parties, even if advised in advance of such damages or losses.

These Terms and Conditions shall be governed by and construed in accordance with the law of USA and you hereby submit to the exclusive jurisdiction of the USA courts.

This site is published for residents of the United States.

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