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Privacy Policy

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Our Commitment to Privacy

Personal Finance Insider and its owner are take privacy issues seriously and want you to know with how we collect, use, and disclose information.  By using this Site (the “Site“), you agree to the terms and conditions of this Privacy Policy.

Updates to this Privacy Policy

We may modify or update this Privacy Policy from time to time so please review it frequently.  If significant changes are made to this policy, you will be notified here in this policy.  Any changes to this Privacy Policy will become effective when we post the revised Privacy Policy on the Site.  Your use of the Site following these changes means that you accept the revised Privacy Policy.

Our Commitment to Children’s Privacy

Protecting the privacy of minors is very important to us.  No person under age 18 should disclose any information on the Site.  The Site is not intended for use by children.

Sensitive Information

Please do not send to the Site, and you not disclose, any sensitive Personal Information (e.g., Social Security number, driver’s license number, credit card number (unless necessary to make a purchase), information related to racial or ethnic origin, political opinions, religion or other beliefs, criminal background or trade union membership) on or through the Site or otherwise to its owner.

What Information Do We Collect?

When you visit Personal Finance Insider you may supply us with two types of information: personal information you actively choose to provide (“Active Information”) and usage information collected, in a way that may not be visible to you, on an anonymous basis as you and others interact with Personal Finance Insider (“Passive Information”).

Active Information

We may receive and retain any information you decide to enter on Personal Finance Insider or supply to the Site through any other means. Personal Finance Insider normally obtains personally identifying information with your concurrence.

For example, you may be asked to provide personally identifying information such as your name and email address when you do any of the following:

  • subscribe to Site emails
  • make a purchase
  • enter a contest
  • complete a survey
  • sign up for a newsletter
  • leave a comment
  • register for any Site services

Any personally identifiable information provided by you will be used to provide you with the specific service you seek. For example:

  • Participate in a contest, promotion, or sweepstake
  • For Site business purposes
  • To send you important Site information
  • Participate in a survey
  • Personalize your experience on the Site
  • To complete and fulfil any purchases you make on the Site
  • To respond to questions and meet requests
  • To connect you with appropriate vendors upon request

Passive Information Collected

Personal Finance Insider uses cookies” and log files to obtain  passive information about how the Site is used.  Information is collected on an aggregate basis so you will remain anonymous. If you prefer not to broadcast “cookie” information about yourself, simply turn off the cookie function in your web browser.

How is Information Collected Utilized?

Active information is used to provide products and services to users and accomplish other business activities.

Both passive and active information is used to inform website users of changes to Site policies, products, and services.  If you don’t wish to receive such information, please send us an email at:

admin@personalfinanceinsider.com

Alternatively, you may write to us at:

Personal Finance Insider

Apt 1851

Chynoweth House

Trevissome Park

Truro

TR4 8UN

United Kingdom

Passive information is used to make the Site better and more user friendly.  It also helps us gain a better understanding of Site users and how they interact with the Site.

Your Information In Relation to Other Sites PFI Links To

When you access third party websites through the Site, you are subject to the privacy and data collection policies of those websites.  Please read the policies of those sites before using them to make sure you agree with them.

Sharing Information with Third Parties

We may disclose aggregate, anonymous information about our users to third party service providers or advertisers.

Sharing Information Required by the Government or By Law

We may be required to disclose Passive and/or Active information by the government or other applicable law.

How Do We Secure Your Information?

We take reasonable efforts to secure any personal information you have submitted on the Site.

Cross Border Transfer

Your Personal Information may be stored and processed in any country in which the Site has facilities, and by using the Site, you consent to the transfer of such Personal Information to countries outside of your country of residence, including the United States, which may have different data protection rules from your country of residence.

Your California Privacy Rights

California has passed legislation mandating certain disclosures be made available to California residents who use the Internet and provide information that may be used for marketing purposes. Said legislation requires any business that shares a customer’s personal information (as defined by the legislation) with any third party for direct marketing purposes to provide the customer a way of finding out the names, addresses and certain other specified details of anyone who might have received said personal information. If you are a California resident you may request this information by writing to us at the email address provided on this page.  The Site will not respond to more than one such request from you per calendar year.

Governing law and jurisdiction

These terms and conditions of use shall be governed by and construed in accordance with the laws of the United States of America and the state of California, without giving effect to any choice of law or conflict of law provision or rule (whether of the state of California or any other jurisdiction) that would cause the application of the laws of any jurisdiction other than the United States or the state of California. By using this Web site, you consent to the jurisdiction of the state and federal courts of Contra Costa County, CA, U.S.A. for any action or proceeding arising under or relating to these Terms of Use, this Web site or the use of, or reliance on, this Web site.

How Can You Update Your Preferences

If you desire not to receive information about products or services we think may be of interest to you or if you wish to access, delete or correct your information, or contact us for any other reason please send us an email at:

admin@personalfinanceinsider.com

Alternatively, you may write to us at:

Personal Finance Insider

Apt 1851

Chynoweth House

Trevissome Park

Truro

TR4 8UN

United Kingdom

 

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