I personally really enjoy using credit cards and see them as a means to help me achieve my personal and financial goals. However, they can also really hurt your personal finances if you don’t use them responsibly.
The wise use of your credit cards allows you to enjoy all of their benefits without virtually any of the downsides, which is great. If you are looking for a prepaid or secured credit card or you have below average credit, you might consider one of the credit cards listed below.
For additional information about why I love credit cards, their pros and cons, and how I personally use them to my advantage, see the Credit Card articles in the Personal Finance section of the site.