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Auto Loans

P2P Lending: Are Lending Club & Prosper Loans a Scam?

Peer to peer lending and borrowing has occurred since the beginning of time.  However, it wasn’t always done efficiently, and borrowing from complete strangers was difficult.  P2P lending companies such as Lending Club and Prosper now exist to help solve these problems, but many consumers seem to wonder whether Lending Club and Prosper loans are a scam. [...]

Auto Loans 101: Auto Financing Essentials

Auto Loans 101: Auto Financing Essentials

I’m not a huge fan of auto loans.  I prefer to finance assets that are likely to appreciate over time and/or that receive beneficial tax treatment (i.e. a home, education, etc).  Auto financing doesn't normally tick either of these boxes. Vehicles tend to depreciate the second you drive them off the lot, and the interest [...]

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