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Personal Finance Basics:  Financial Tips, Advice & Help

Very few people have comprehensive personal financial plans that cover all of the personal finance basics.  Fortunately there is no shortage of financial tips, advice, and help available to you in this day and age.  Below are some of your options: There are many financial advisors who for a fee are willing to create a comprehensive personal [...]

Restaurant.com Reviews – Scam or Legit?

When I read my first Restaurant.com reviews, I thought it was a scam.  It couldn't possibly be legit.  Why on earth would anyone sell a $25 restaurant gift certificate for only $4 - $10? // However, I decided to give it a try.  I logged on to the website and searched for participating restaurants near where I [...]

BillCutterz Review:  Lower Your Bills & Save Money

Imagine that there was a company out there that could lower your bills by negotiating lower rates for you with all your service providers?  Sounds too good to be true, right?  Well, fortunately for you and I, such a company exists.  It is called BillCutterz , and its goal is to lower your bills and [...]

Emergency Preparedness:  Food Storage, Water Storage & First Aid Kits

Many people have never thought about accumulating food storage, water storage, and other emergency preparedness essentials as part of their personal financial plan. However, disaster can strike unannounced at any moment.  A natural disaster could hit, the economy could slump into another recession, we could become unemployed, or we could develop health problems. Well known [...]

Emergency Fund 101:  Emergency Savings for a Rainy Day

One of the most important components to any sound financial plan is having a good emergency fund.  An emergency fund is simply an account that is used to set aside emergency savings earmarked for a rainy day.  Rainy day funds should be easily accessible in the event of an emergency, but should not be used [...]

Budgeting 101: How to Budget

Budgeting 101: How to Budget

Few words in the English language invoke more dread and horror than the words “budget” or “budgeting.”  Some people would rather pluck their eyes out with a fork than learn how to budget. Like it or not, budgeting plays a crucial role in any personal financial plan.  It is a means to ensure that our [...]

Financial Records 101:  Financial Recordkeeping Made Easy

While I was in college, my financial recordkeeping strategy consisted of throwing my important papers (all 6 or so of them) into a junk drawer.  Finding important financial records always ended up being a stressful process that wasn’t always successful, and my personal finances suffered as a result. Once I got married and started working [...]

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