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P2P Loans

12% Returns: The Investment Everyone Needs to Know About

Yes you read the title correctly--For nearly a year I have been investing in an investment that I believe will produce about a 12% long term average annual return for me.  No, this is not a get rich quick scheme or some kind of gimmick but rather a relatively new kind of investment that I [...]

P2P Lending: Are Lending Club & Prosper Loans a Scam?

Peer to peer lending and borrowing has occurred since the beginning of time.  However, it wasn’t always done efficiently, and borrowing from complete strangers was difficult.  P2P lending companies such as Lending Club and Prosper now exist to help solve these problems, but many consumers seem to wonder whether Lending Club and Prosper loans are a scam. [...]

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