When I read my first Restaurant.com reviews, I thought it was a scam. It couldn’t possibly be legit. Why on earth would anyone sell a $25 restaurant gift certificate for only $4 – $10? Restaurant.com: Scam or Legit? However, I decided to give it a try. I logged on to the website and searched for participating restaurants [...]
Once people understand what probate is and its downsides, it’s not a surprise that their next question is oftentimes how to avoid probate. Fortunately, there are a number of available techniques for avoiding probate. With careful planning, probate avoidance can generally be accomplished without too much difficulty. How to Avoid Probate There are a number of [...]
The IRS whistleblower reward program is intended to reward people for coming forward when they see wrongdoing. Some whistleblowers have made millions through this program, including Bradley Birkenfeld, who the IRS paid $104 million to in whistleblower compensation. Bradley Birkenfeld Bradley Birkenfeld is a former UBS banker. While still working at UBS, Birkenfeld began providing [...]
Imagine that there was a company out there that could lower your bills by negotiating lower rates for you with all your service providers? Sounds too good to be true, right? Well, fortunately for you and I, such a company exists. It is called BillCutterz , and its goal is to lower your bills and [...]
Do you want to earn some free cash? Then consider signing up for the Upromise.com cash rewards program. As my Upromise review below explains in more detail, this is a free program that rewards you for everyday purchases that you are already making, such as online purchases, eating out, and buying groceries. Those rewards are in [...]
Coping with and surviving divorce can be an uphill battle for many. Dealing with divorce is never easy and presents a myriad of challenges, some financial and some more personal in nature. Creating a post-divorce personal finance action plan can be a great move to get your personal finances back on track. Finances after Surviving [...]
We’ve all heard that we should create a will, oftentimes referred to as a “last will and testament.” What is a will and what role does a will and living will play in estate planning? What is a Will? A will is a legal document that details a person’s final wishes concerning what they want [...]
There are countless financial, investment, and tax related credentials out there, such as the CPA, CFP, and CFA. Many a financial advisor has a string of letters after his or her name saying he or she is certified in ABC or a specialist in XYZ. For the average person, it can be extremely confusing to [...]
People who die without a legally valid will are said to have died intestate. Such persons have no control over who receives their probate assets when they pass away. Instead, intestate succession laws, also known as state intestacy laws, determine who will inherit their assets. Probate vs Non-probate Assets When you die, your non-probate assets [...]
I’ve never been enamored with auto loans since they don’t receive any favorable tax treatment and the underlying asset tends to depreciate, rather than appreciate over time. I prefer to save up for an auto purchase rather than finance it. However, if you already have an auto loan, you may be able to lower the [...]
