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Personal Finance Basics:  Financial Tips, Advice & Help
Very few people have comprehensive personal financial plans that cover all of the personal finance basics.  Fortunately there is no shortage of financial tips, advice, and help available to you in this day and age.  Below are some of your options: 1.  Financial Advisors There are many financial advisors who for a fee are willing to create […]

P2P Lending: Are Lending Club & Prosper Loans a Scam?
Peer to peer lending and borrowing has occurred since the beginning of time.  However, it wasn’t always done efficiently, and borrowing from complete strangers was difficult.  P2P lending companies such as Lending Club and Prosper now exist to help solve these problems, but many consumers seem to wonder whether Lending Club and Prosper loans are a scam. […]

Peer to Peer Lending: Prosper & Lending Club Reviews
Peer to peer lending sites, such as Prosper and Lending Club, facilitate the lending of money by investors to other consumers who are looking to borrow money.  Read on for my Prosper & Lending Club reviews. Prosper & Lending Club Reviews Peer to peer lending can greatly benefit both investors and borrowers.  For investors, it adds additional diversification to their investment portfolio […]

Real Estate Investing 101: Benefits of Investing in Real Estate
I’m a big fan of investing in real estate.  Although I set money aside in tax advantaged retirement accounts and have other investments, I hope to be able to fully fund my future retirement with income from real estate.  Real estate investing has the potential to create wealth like few other investments can. Real estate […]

Becoming a Landlord 101: How to Be a Landlord & Make Money
Becoming a landlord can be an intimidating task.  Many people have no idea how to be a landlord but become one out of necessity or in the hopes of making money. There’s a chance you may become a landlord at one time or other during your life, if you haven’t already.  Perhaps you need to […]

Investing in Precious Metals

Investing in Precious Metals
Investing in precious metals, and in particular gold, has received a lot of attention from investors the past few years.  Many investors turn to gold and other precious metals as a safe haven during times of political and economic uncertainty.  Benefits of Investing in Precious Metals People invest in precious metals for a number of […]

What is a Credit Card?

What is a Credit Card?
A credit card is a thin plastic card issued by a bank or other financial institution that authorizes the holder to purchase goods or services on credit up to a predetermined credit limit. When a consumer makes a purchase using a credit card, the bank credits the account of the merchant.  The bank then bills […]

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